MANAGEMENT FEE:

The annual management fee for an exceptional portfolio is 0.75%. Fees are deducted from your account at the end of each quarter based on account value. There is a minimum fee per account of $150 a year.

TRANSACTION CHARGES:

The portfolios trade commission free through the Charles Schwab no transaction fee platform when possible. When a suitable option is not available on the NTF platform a fee of $8.95 on ETF trades and $19.95 on mutual fund trades will apply.

MINIMUM ACCOUNT SIZE:

$5,000

TAX EFFICIENT FOCUS:

We practice tax loss harvesting, a common practice that has been utilized in the wealth management industry for years. It allows you to minimize your tax liability by offsetting investment gains with investment losses.